KTA recommendations without easy credit card conditions
KTA’s recommendation without a credit card easy terms is to be the prima donna of everyone, especially for those who need extra capital. Because, during this time, asking for funds from the bank, she needs a guarantee. It is indeed a bit complicated, another condition to make things easier is the unsecured credit of the credit card owner.
Only, almost everyone is difficult to get because, to ask for it is difficult, in fact, rejection occurs immediately when the file is already entered. The app requirements are actually easy only, pay slips, NPWP, monthly payroll and booklet. However, the nominal minimum wage must be respected. With the credit card, the loan limit is very high.
In fact, some have already crossed the hundreds of millions mark. The development of the technological world means that this loan is also increasing. The presence of financial technology makes everything easier. By applying for a KTA referral program without a credit card, everything is easy. The process doesn’t take long either.
Although, you need to be careful. Because not all fintechs behave well. There are also those who dive as if the news were circulating. If you want to apply for it, first look at their different requirements. To be sure, just try to look at the full list through the OJK, a watchdog that always provides information about finances.
In 2021, the development of Fintech will be even more important. Because, the ease and socio-economic conditions of the community due to the pandemic. So that you are not deceived and safe in transactions, here are some reliable fintech recommendations that can be used as an option for various urgent needs.
KTA recommendations without credit card Easy Terms bank Permata
The first bank can be used as the first choice in applying for a loan. In fact, the figures set are very varied, ranging from IDR 2 million to IDR 10 million. With a repayment period of 12 months. The disbursement process is also faster, about 24 hours after the approval of the requirements, the funds go directly to the account.
Each loan will be subject to an interest rate of 2.99%. The amount of the payments remains unchanged. Minimum making payments is 6 months. Before filing, a table is usually provided. So, you just need to learn it. In fact, several opportunities for Permata Bank will also provide attractive promotions.
KTA’s recommendations without easy credit card conditions will provide a repayment period of up to 3 years. If there is a delay in payment, a fine of 5% of the invoice will be charged with a minimum value of IDR 150,000. To apply, you must meet a glass of requirements.
At least receive a monthly salary of IDR 3 million. Aged from 21 to 50, being a permanent employee of a company for at least 2 years. Ask for several documents such as, Photocopy of KTP, KK, Marriage Certificate, Salary Slip for the last 3 months.
In addition, the current account, the decree appointing permanent employees, or the last original diploma, as well as the NPWP. In fact, you don’t need to have a Permata savings account. It’s just that, there will be a transfer fee of 150,000 IDR. Therefore, it is best to submit all account opening requests.
Tunaiku,Amar Bank Ari Program
The recommendation for KTA without credit card is Easy Terms is Tunaiku which is guaranteed by the OJK since 2014. Thus, you do not need to hesitate to apply for it if you need additional capital. The service was supported 24 hours a day, to obtain funds. You need to download the app from the Google Play Store.
Then prepare your ID card and fill out a number of notification forms to Tunaiku. This form will also determine if your application is accepted or vice versa. Once the contract is over, the money can be disbursed immediately. Interestingly, when you pay installments faster, no interest is charged.
The recommendation of KTA without credit card is an easy requirement that has a budget ranging from IDR 2 million to IDR 20 million. Almost everyone uses it and gets positive testimonials. When you want to borrow, either a website or an app. This already seems to be the point of calculation. So, just choose.
You will borrow and how much will the payments be. Immediately, a number will appear, this is the monthly payment. However, when submitting, pay attention to the identity of the KTP. Try not to be damaged and readable by the system. In this way, the loan will be automatically rejected immediately.
In addition to providing additional funds. Tunaiku, it also opens up opportunities for you to make investments. A simulation is already available. Thus, you will understand how much development is with a choice of tenors ranging from 1 to 3 months Guaranteed to be sure and you can experience movement and growth.
CIM NIAGA Supplementary Funding Program
The next easy recommendation from KTA without a credit card is from CIMB Niaga who holds an additional funds program. The best solution for those of you who want extra money. Access is quite easy and simple. No need to come to the office simply through the call center service or website.
Interestingly, funds can be applied for 24 hours to 7 days. You have received a form to fill out, as a first step, whether this application is approved or rejected. Each loan will be subject to an interest rate of 1.79%. The figure is indeed very high, it can ask for up to 300 million idR.
Not only CIMB Niaga users, KTA recommendations without credit card can also be submitted by other banking customers. It’s just that the requirements are indeed a bit complicated. When you apply, try to get older, you are between 21 and 55 years old. As well as Indonesian citizens with proof of identity card.
Don’t forget to also prepare a pay slip and a photocopy of the NPWP if the application is more than IDR 50 million. For other guests, there is an additional credit card. However, for workers and customers, this is not necessary. If you encounter a late payment, you will be liable to a fine of 150,000 rupees.
Online loansfrom ari Money Friends
The last easy requirement for KTA without a credit card is a friend’s money. There are already calculators and calculations available to ask for a certain amount of money. The value reaches 3 million PR with a duration of about 70 days. This fintech is indeed trustworthy because, nearly 80% of them are refilling.
How to apply is quite easy, just try to download it into the app via friends of mobile money. In addition, selfies using ID cards last about 5 minutes. After the contractual agreement, the money will be disbursed directly within 24 hours. Friends’ money has already won all kinds of prizes.
Have obtained authorization and supervision from the OJK. Thus, it is guaranteed to be safe and not to deceive. For the terms, it’s pretty easy and light. The age of borrowers varies from 21 to 60 years. Region-specific loans for Jabodetabek can be maximized. It’s just that, for Solo and its surroundings, there is a maximum limit.
The minimum income applies, which is IDR 2 million. Prepare several personal documents, namely identity card, pay slip, family card, personal photo. The payment period in a short period of time is from 10 days to 30 days or long with interest calculation. It is very transparent in nature, there is no element of deception.
The addition of capital is indeed important for a number of circles. Whether for education, business or other purposes. However, first you need to understand the different requirements. If this is indeed worrisome, it is better not to do so. KTA recommendations without a credit card are easy terms are indeed needed by various groups, especially during the pandemic.